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Milly TurnerHampshire Trust Bank (HTB) has refined its specialist mortgages proposition, introducing a significant change that will benefit landlords investing in mixed-use properties. This update aims to address the increasing demand for residential-heavy mixed-use investments.
HTB will now allow standard buy-to-let (BTL) rates to be applied to qualifying semi-commercial loans exceeding £5 million. This is a notable development for investors, as it typically offers more favourable terms compared to traditional commercial mortgage rates for such properties. The criteria specify that these loans are for mixed-use assets where the majority of the income or floor space is derived from residential units.
Key Benefits
This refinement by HTB demonstrates its responsiveness to market trends and its commitment to providing flexible and competitive financing solutions for landlords with diverse and complex portfolios, particularly in the growing segment of semi-commercial real estate.
Eligibility Criteria
Property Finance Specialist
Milly Turner is a senior HMO mortgage reported with over 6 years of experience in property finance. She specialises in helping both new and experienced landlords navigate the complexities of HMO mortgages and portfolio expansion.