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Short-term finance solutions for quick HMO property purchases and renovations.
HMO Bridging Finance provides rapid, short-term funding for property investors who need to move quickly on HMO opportunities or require immediate financing while arranging longer-term mortgages.
This type of finance is typically used for auction purchases, chain breaks, or when speed is essential to secure a profitable HMO investment.
Bridging loans can complete in as little as 7-14 days, making them ideal for competitive market situations.
The funding can cover both property purchase costs and renovation expenses, with some lenders offering up to 75% of the combined property and refurbishment costs.
Interest can be serviced monthly or rolled up, providing flexibility during the bridging period.
Most HMO bridging loans are designed for terms of 3-18 months, giving investors time to complete any necessary improvements and arrange long-term HMO mortgage financing.
This solution is perfect for experienced property investors who can move quickly and have clear exit strategies.
Bridging loans fall under bridging finance regulation by the FCA, so it's important to understand what that means before proceeding.
Complete in as little as 7 days for urgent HMO opportunities.
Specialist funding for HMO properties purchased at auction.
Include renovation costs in your bridging facility.
Multiple exit strategies including sale or long-term mortgage.
Up to 75% of property value plus refurbishment costs.
Monthly pay or rolled-up interest options available.
Check if you meet our criteria for hmo bridging finance:
Our streamlined bridging finance process makes it simple and stress-free:
Discuss your bridging finance needs and timeline with our specialists.
Our experienced team works to ensure your bridging finance completes as quickly as possible. We'll keep you updated throughout the process and handle any issues that arise.
Live rates from our specialist lenders for hmo bridging finance:
Important Notice: The rates displayed on this page are not currently correct and should not be used for decision making. Please for up-to-date rates.
No rates available for this category at the moment.
Understand the costs involved with hmo bridging finance:
Fees can vary significantly between lenders and depend on your specific circumstances. Our brokers will provide you with a detailed breakdown of all costs before you proceed. Some fees may be negotiable or waived depending on the lender and loan amount.
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