Specialist mortgage solutions for Limited Liability Partnerships investing in HMO properties.
LLP HMO mortgages are designed specifically for Limited Liability Partnerships that want to invest in Houses in Multiple Occupation.
An LLP combines the limited liability protection of a company with the operational flexibility of a partnership, making it an attractive structure for property investors working together.
Unlike limited companies, LLPs benefit from pass-through taxation where profits are taxed at individual partner rates rather than corporation tax rates.
This can be particularly advantageous for higher-rate taxpayers and provides more flexibility in profit distribution.
LLP HMO mortgages require lenders who understand partnership structures and can assess multiple designated members' credentials and personal guarantees.
The partnership agreement must clearly define profit sharing, management responsibilities, and decision-making processes.
While application procedures may be more complex than individual mortgages, LLPs offer excellent opportunities for property investment partnerships with strong covenant strength and shared expertise.
If you're investing via a partnership, it's essential to understand how LLPs work for property investment.
Benefit from flexible partnership structure with shared management.
Profits taxed at individual partner rates, not corporation tax.
Protect personal assets through limited liability structure.
Combine partners' experience and investment capital.
Access specialist lenders offering competitive LLP rates.
Formal business structure for serious property investment.
Check if you meet our criteria for llp hmo mortgages:
Our streamlined mortgage process makes it simple and stress-free:
Discuss your mortgage needs and current situation with our specialist advisors.
Our experienced team works to ensure your mortgage completes as quickly as possible. We'll keep you updated throughout the process and handle any issues that arise.
Live rates from our specialist lenders for llp hmo mortgages:
Important Notice: The rates displayed on this page are not currently correct and should not be used for decision making. Please for up-to-date rates.
Lending | Term | Type | Rate | LTV | Fees | Min Loan | Max Loan |
---|---|---|---|---|---|---|---|
HMO Mortgages | 2 years | Fixed | 6.19% | 75% | £999 | £25K | £1.5M |
HMO Mortgages | 2 years | Discount | 5.58% | 75% | £999 | £25K | £1.5M |
HMO Mortgages | 5 years | Fixed | 5.89% | 75% | £999 | £25K | £1.5M |
HMO Mortgages | 2 years | Tracker | 6.09% | 75% | £1,999 | £100K | £1M |
HMO Mortgages | 5 years | Fixed | 6.59% | 75% | £1,999 | £100K | £1M |
HMO Mortgages | 2 years | Fixed | 6.24% | 75% | £0 | £25K | £750K |
HMO Mortgages | 5 years | Fixed | 5.79% | 75% | £0 | £25K | £750K |
HMO Mortgages | 2 years | Fixed | 5.74% | 75% | 2% | £40K | £1M |
HMO Mortgages | 5 years | Fixed | 6.14% | 75% | 2% | £40K | £1M |
HMO Mortgages | 2 years | Fixed | 6.24% | 80% | 2% | £40K | £500K |
Understand the costs involved with llp hmo mortgages:
Fees can vary significantly between lenders and depend on your specific circumstances. Our brokers will provide you with a detailed breakdown of all costs before you proceed. Some fees may be negotiable or waived depending on the lender and loan amount.