HMO Mortgages Made Easy
Mortgages For HMO
See the benefits associated with Mortgages for HMO property.
Rates from 4.05%
We find the best HMO lending rates to help save your money
Up to 85% LTV
Get the finance you need to meet your HMO investing goals.
No Minimum Income
A vast array of products with no minimum income requirements.
Zero Fees Upfront
Low fees and no hidden charges.
Loans from £25k+
A huge range of mortgages too choose from.
HMO lending made easy from the UK’s #1 HMO Finance Specialist
Best HMO Mortgage Rates
| Product | Type | Rate | LTV |
|---|---|---|---|
| 2 Years | fixed | 3.20% | 75% |
| 2 Years | fixed | 3.20% | 75% |
| 2 Years | fixed | 3.20% | 75% |
| 5 Years | fixed | 3.50% | 75% |
| 5 Years | fixed | 3.50% | 75% |
| 5 Years | fixed | 3.50% | 75% |
| 5 Years | fixed | 3.50% | 75% |
| 2 Years | fixed | 3.60% | 75% |
| 2 Years | fixed | 3.60% | 75% |
|
Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
Purchase
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
ReMortgage
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
Purchase
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
ReMortgage
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
Purchase
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4 3% for year 5
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
ReMortgage
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4 3% for year 5
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
Purchase
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4 3% for year 5
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
ReMortgage
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4 3% for year 5
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
||||
|
Product Code:
2BM046
Reversionary Rate:
5.60%
Loan Type:
Purchase
Arrangement Fee:
0%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
N/A
|
||||
|
Product Code:
2BM046
Reversionary Rate:
5.60%
Loan Type:
ReMortgage
Arrangement Fee:
0%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
|
or speak to a specialist HMOLast updated 20.1.21 For full Buy to Let HMO mortgage rates click here.
Over the last 10 years, the HMO mortgage market has expanded from a handful to over 800 different HMO mortgage products.
With new HMO mortgages released on a weekly basis, it is important to get the most up to date information on the current Best HMO Mortgage Rates.
Check out the Best HMO Mortgage Rates and also the full range of available HMO Mortgages and ReMortgages
HMO Mortgage Calculators
Looking for some help to understand HMO mortgages rates? Use our handy HMO mortgage calculator to understand exactly how much you’ll pay with any given HMO mortgage product.
Vary the interest rate, product term, loan to value and purchase price, to understand payments on both capital repayment and interest-only HMO mortgages.
Buy to Let HMO Mortgages
We have been helping clients gain Buy to let HMO mortgage products for over 10 years and as such we’re absolute Buy to Let HMO Mortgage specialists, so much so we don’t focus on any other type of lending. We help 15 New clients gain a mortgage for HMO property clients every week.
HMO Mortgage Lenders
Not all HMO mortgage lenders were created equal.
Unlike most HMO mortgage brokers, we have access to every HMO mortgage lender out there plus a few not available to other brokers.
We have full and up to date information on each HMO mortgage lender covering 100% of HMO Mortgage Lenders
Check out our full list of HMO Mortgage Lenders to get a full and complete picture of the number of lenders and HMO mortgage products available.
Compare HMO Mortgage Brokers
Not all HMO Mortgage Brokers were created equal.
We’ve created this information to demonstrate the difference between us and other general mortgage brokers.
Use this table to compare HMO mortgage brokers, and the pros and cons of using generalist vs specialists when it comes to HMO mortgages, remortgages and bridging.
Call us to find out more about how we are different from normal brokers.
Reviews
With over 99% of people saying they would recommend us to a friend, we are one of the highest-rated Mortgage Brokers in the UK for customer satisfaction.
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