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HMO Mortgages Made Easy

Sourced from whole of market
Mortgage / Re-mortgage / Bridge

Understand Mortgage Payments

Specialist

We’re the UK’s #1 specialist for HMO mortgages, remortgages and bridging finance, & so for our clients, we make HMO lending easy.

Independent

We’re impartial and work for you, making sure you get the best advice, helping you select the right product with the best rates and terms.

Fast & Personal

We’ll get you a decision in principle within 2 hours or less, allowing you to make good decisions within your property business.

Agile

With access to every HMO lending product on the market, & also ones not available to the public, we are confident we will be able to help.

HMO Lending Made Easy

Rates from 1.95%

We find the best HMO lending rates to help save your money

Up to 85% LTV

Get the finance you need to meet your HMO investing goals.

No Minimum Income

A vast array of products with no minimum income requirements.

Zero Fees Upfront

Low fees and no hidden charges.

Loans from £25k+

A huge range of mortgages too choose from.

from the UK’s #1 HMO Finance Specialist

Best HMO Mortgage Rates

No Mortgage Type Loan Type App Type Product Type Rate LTV
15 Fixed ReMortgage Individual Yes ££25,000 2 Years fixed 3.20% 75%
23 Fixed Purchase Ltd Yes ££25,000 2 Years fixed 3.20% 75%
31 Fixed ReMortgage Ltd Yes ££25,000 2 Years fixed 3.20% 75%
11 Fixed Purchase Individual Yes ££25,000 5 Years fixed 3.50% 75%
19 Fixed ReMortgage Individual Yes ££25,000 5 Years fixed 3.50% 75%
27 Fixed Purchase Ltd Yes ££25,000 5 Years fixed 3.50% 75%
35 Fixed ReMortgage Ltd Yes ££25,000 5 Years fixed 3.50% 75%
6 Fixed Purchase Individual Yes ££25,000 2 Years fixed 3.60% 75%
14 Fixed ReMortgage Individual Yes ££25,000 2 Years fixed 3.60% 75%
Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
Purchase
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
ReMortgage
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
Purchase
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM027
Reversionary Rate:
5.60%
Loan Type:
ReMortgage
Arrangement Fee:
1%
Early Repayment Change:
3% for 2 years
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
Purchase
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4
3% for year 5
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
ReMortgage
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4
3% for year 5
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
Purchase
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4
3% for year 5
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM070
Reversionary Rate:
4.85%
Loan Type:
ReMortgage
Arrangement Fee:
2%
Early Repayment Change:
5% for years 1 and 2
4% for years 3 and 4
3% for year 5
Application Type:
Ltd
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM046
Reversionary Rate:
5.60%
Loan Type:
Purchase
Arrangement Fee:
0%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:
N/A

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

Product Code:
2BM046
Reversionary Rate:
5.60%
Loan Type:
ReMortgage
Arrangement Fee:
0%
Early Repayment Change:
3% for 2 years
Application Type:
Individual
1st Time Landlords:
Yes
Minimum Income:
£25,000
Minimum Loan:
£30,000
Maximum Loan:
£750,000
Maximum Bedrooms:
N/A
Features:

Get a decision in principle
(DIP) in just 2 hours

Apply Now REQUEST FULL DETAILS

or speak to a specialist HMO
mortgage adviser
: Free

0203 970 4113

8am - 8pm Mon - Fri

0203 970 4113

Over the last 10 years, the HMO mortgage market has expanded from a handful to over 800 different HMO mortgage products.

With new HMO mortgages released on a weekly basis, it is important to get the most up to date information on the current Best HMO Mortgage Rates. 

Check out the Best HMO Mortgage Rates and also the full range of available HMO Mortgages and ReMortgages

HMO Mortgage Calculators

Looking for some help to understand HMO mortgages rates?

Use our handy HMO mortgage calculator to understand exactly how much you’ll pay with any given HMO mortgage product.

Vary the interest rate, product term, loan to value and purchase price, to understand payments on both capital repayment and interest-only HMO mortgages.

About Us

We have been helping clients gain HMO mortgage products for over 10 years and as such we’re absolute HMO Mortgage specialists, so much so we don’t focus on any other type of lending. We help 15 New HMO mortgage clients every week.

We help HMO mortgage & finance clients get the results they need, fast, whilst also making sure we give them the best experience and excellent customer service.

£38,376,000

2019 Lending So Far 

10

Years in Business

7800

HMO Clients Advised

2000+

# HMO Loans Arranged

21 days

Av Loan Time

£250,000

Av HMO Loan Value

100%

Client Satisfaction Rating

HMO Mortgage Lenders

Not all HMO mortgage lenders were created equal.

Unlike most HMO mortgage brokers, we have access to every HMO mortgage lender out there plus a few not available to other brokers.

We have full and up to date information on each HMO mortgage lender covering 100% of HMO Mortgage Lenders

Check out our full list of HMO Mortgage Lenders to get a full and complete picture of the number of lenders and HMO mortgage products available.

Compare HMO Mortgage Brokers

Not all HMO Mortgage Brokers were created equal. 

We’ve created this information to demonstrate the difference between us and other general mortgage brokers.

Use this table to compare HMO mortgage brokers, and the pros and cons of using generalist vs specialists when it comes to HMO mortgages, remortgages and bridging.

Call us to find out more about how we are different from normal brokers.

Free, Qualified & Impartial Advice

Reviews

With over 99% of people saying they would recommend us to a friend, we are one of the highest-rated Mortgage Brokers in the UK for customer satisfaction.

How Can We Help?

Mortgage / Re-mortgage / Bridge
Sourced from whole of market

Understand Mortgage Payments

Free Qualified & Impartial Advice

8am - 8pm  Mon - Sat

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