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Foundation Home Loans Announces Significant Rate Cuts Across Buy-to-Let Products

Foundation Home Loans has announced notable rate reductions across its entire buy-to-let (BTL) product range. The lender has implemented cuts of up to 0.55% on products specifically designed for properties that fall outside standard lending criteria. These significant reductions apply to a wide array of specialist BTL properties, including Houses in Multiple Occupation (HMOs), Multi-Unit …

Foundation Home Loans Announces Significant Rate Cuts Across Buy-to-Let Products
Sarah Johnson - HMO Mortgage Expert
Sarah JohnsonExpert qualification: CeMAP Qualified
Published: 22 Jun 2025 • Read time: 3 min • Updated: 30 Sept 2025

Foundation Home Loans has announced notable rate reductions across its entire buy-to-let (BTL) product range. The lender has implemented cuts of up to 0.55% on products specifically designed for properties that fall outside standard lending criteria.

These significant reductions apply to a wide array of specialist BTL properties, including Houses in Multiple Occupation (HMOs), Multi-Unit Freehold Blocks (MUFBs), short-term lets, and expat buy-to-let mortgages. The new, lower rates are effective across both Foundation's core BTL offerings and its specialist ranges, providing greater affordability and accessibility for a diverse group of landlords.

This move reinforces Foundation Home Loans' commitment to supporting professional landlords with a broad spectrum of property types, offering more competitive financing solutions in the specialist lending market.

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