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Molo Slashes Buy-to-Let Rates to as Low as 2.83%

Molo Finance, a prominent digital buy-to-let lender, has announced significant reductions across its mortgage pricing, with standard two-year fixed rates now starting at a highly competitive 2.83%. These rate cuts, which are up to 0.2%, reflect evolving market conditions and Molo's commitment to offering attractive financing options for landlords. For those seeking longer-term stability, Molo's …

Molo Slashes Buy-to-Let Rates to as Low as 2.83%
Sarah Johnson - HMO Mortgage Expert
Sarah JohnsonExpert qualification: CeMAP Qualified
Published: 22 Jun 2025 • Read time: 3 min • Updated: 30 Sept 2025

Molo Finance, a prominent digital buy-to-let lender, has announced significant reductions across its mortgage pricing, with standard two-year fixed rates now starting at a highly competitive 2.83%. These rate cuts, which are up to 0.2%, reflect evolving market conditions and Molo's commitment to offering attractive financing options for landlords.

For those seeking longer-term stability, Molo's five-year fixed rates now begin from 4.54% for standard buy-to-let products.

The rate adjustments also extend to Molo's specialist buy-to-let offerings. For Houses in Multiple Occupation (HMO) and Multi-Unit Freehold Block (MUFB) mortgages, rates now start at 3.23%. Notably, Molo continues its policy of applying no premium for larger HMOs or MUFBs with six or more rooms or units, providing consistent pricing for extensive portfolios.

Furthermore, rates for new-build, investor-led, and holiday let products have been reduced to start from 3.38%.

This marks the second instance this month that Molo has lowered its buy-to-let rates, underscoring its proactive approach to remaining competitive in the market. Pricing for non-UK residents and expat borrowers remains unchanged, at 5.99% and 5.24% respectively.

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