Together Unveils New Semi-Commercial Loan Range for Landlords and Investors

Together, a leading specialist lender, has introduced a new semi-commercial loan product designed to support landlords and investors in the acquisition and refinancing of mixed-use properties. This new offering aims to cater to the growing demand for flexible financing in properties that combine residential and commercial elements.

The new semi-commercial loan features a competitive variable rate starting from 7.99% on a five-year fixed term. These loans are versatile, suitable for both owner-occupier and investment purposes, encompassing purchases and refinances. A key characteristic is their application to mixed-use properties where the majority of the floorspace or land is utilized for residential purposes, distinct from the business premises.

Key Benefits

Together's new products are available for loans secured against a wide array of property types. The lender is also prepared to consider various incorporated structures, including trusts, LLPs, SIPPs, and individuals. Notably, this includes first-time buyers and non-UK applicants, broadening the accessibility of these loans. Furthermore, there is no maximum age limit for self-funding loans, offering greater flexibility for a wider demographic of borrowers.

Eligibility Criteria