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How We Calculate Bridging Finance
Methodology & Data SourcesUpdated October 2025
Calculation Formulas
Monthly Interest Payment
Loan Amount × (Annual Rate ÷ 12)
Interest-only monthly payment for bridging finance
Total Interest Cost
Monthly Interest × Loan Term (months)
Total interest over the bridging period
Data Sources
Current bridging finance rates from specialist lenders (October 2025)
UK Finance bridging market data
HMO bridging finance criteria
Exit strategy requirements from lenders
Key Assumptions
Interest Rate8.5%
Current average bridging finance rate
Loan Term12 months
Typical bridging finance term
Maximum LTV70%
Typical bridging finance LTV limit
Calculation Accuracy
Bridging finance calculations based on current market rates. Rates may vary based on property type and exit strategy.