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Foundation Home Loans
Foundation Home Loans is a specialist lender for individuals and limited companies. They offer a range of buy-to-let mortgages, including products for HMOs, short-term lets, and multi-unit blocks, catering to clients with complex needs.
- Tiered products for varying credit histories (F1-F4)
- No bedroom limit for large HMOs at 65% LTV
- First-time landlords considered for HMOs
4.5(267)
Foundation Home Loans HMO Rates
£
Rates Coming Soon
We're currently updating our rates for Foundation Home Loans. Check back soon or explore our current HMO mortgage options.
Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
First-time landlords considered for HMOs up to 6 rooms. For Large HMOs, 24 months experience is required.
Credit Requirements
Adverse credit considered
Offers F1 to F4 tiers, catering for near-prime to more complex credit histories including CCJs, defaults, and missed payments.
Age Requirements
Minimum age: 18 years
Maximum age: 85 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
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