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Vida Homeloans Lowers Residential and Buy-to-Let Rates, Introduces Limited Edition Deals

Vida Homeloans has announced a series of rate reductions across its mortgage portfolio, benefiting both residential and buy-to-let (BTL) borrowers. The lender has cut rates by up to 0.45% on its residential mortgage products and by as much as 0.50% on its buy-to-let offerings. In addition to these widespread rate reductions, Vida Homeloans has also …

Vida Homeloans Lowers Residential and Buy-to-Let Rates, Introduces Limited Edition Deals
Sarah Johnson - HMO Mortgage Expert
Sarah JohnsonExpert qualification: CeMAP Qualified
Published: 22 Jun 2025 • Read time: 3 min • Updated: 30 Sept 2025

Vida Homeloans has announced a series of rate reductions across its mortgage portfolio, benefiting both residential and buy-to-let (BTL) borrowers. The lender has cut rates by up to 0.45% on its residential mortgage products and by as much as 0.50% on its buy-to-let offerings.

In addition to these widespread rate reductions, Vida Homeloans has also launched new limited-edition BTL products. These exclusive deals are available at 65% loan-to-value (LTV) and come with both two-year and five-year fixed-term options, providing landlords with more tailored choices for their investment properties.

These strategic adjustments highlight Vida Homeloans' ongoing effort to provide more competitive and flexible mortgage solutions for a variety of borrowers, from those seeking a home loan to professional property investors.

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