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Vida Homeloans Lowers Residential and Buy-to-Let Rates, Introduces Limited Edition Deals

Vida Homeloans has announced a series of rate reductions across its mortgage portfolio, benefiting both residential and buy-to-let (BTL) borrowers. The lender has cut rates by up to 0.45% on its residential mortgage products and by as much as 0.50% on its buy-to-let offerings. In addition to these widespread rate reductions, Vida Homeloans has also …

Vida Homeloans Lowers Residential and Buy-to-Let Rates, Introduces Limited Edition Deals - HMO mortgage guide illustration
Sarah Johnson - HMO Mortgage Expert
Sarah JohnsonExpert qualification: CeMAP Qualified
Published: 22 Jun 2025Read time: 3 minUpdated: 23 Mar 2026

Vida Homeloans has announced a series of rate reductions across its mortgage portfolio, benefiting both residential and buy-to-let (BTL) borrowers. The lender has cut rates by up to 0.45% on its residential mortgage products and by as much as 0.50% on its buy-to-let offerings.

In addition to these widespread rate reductions, Vida Homeloans has also launched new limited-edition BTL products. These exclusive deals are available at 65% loan-to-value (LTV) and come with both two-year and five-year fixed-term options, providing landlords with more tailored choices for their investment properties.

Key Benefits

These strategic adjustments highlight Vida Homeloans' ongoing effort to provide more competitive and flexible mortgage solutions for a variety of borrowers, from those seeking a home loan to professional property investors.

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