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HMO Mortgages

HMO Mortgage

Definition

A specialized mortgage product designed for Houses in Multiple Occupation, typically requiring higher deposits and offering different terms than standard buy-to-let mortgages.

Related Terms

Interest Coverage Ratio (ICR)HMO ValuationDebt Service Coverage Ratio (DSCR)Stress TestingPRA RulesNet Rental YieldVoid PeriodsCapital Gains Tax (CGT)

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