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Rental Guarantee Insurance

Definition

Insurance that covers lost rental income due to tenant default, void periods, or legal costs for possession proceedings. Some HMO lenders prefer or require this insurance as additional security for rental income stability.

Related Terms

Void PeriodsHMO MortgageInterest Coverage Ratio (ICR)HMO ValuationDebt Service Coverage Ratio (DSCR)Stress TestingPRA RulesNet Rental YieldCapital Gains Tax (CGT)

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