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Smart Home Technology

Definition

Internet-connected devices and systems that can be remotely controlled and monitored, including smart locks, thermostats, security cameras, and utility monitoring. Increasingly popular in HMO properties for security, energy efficiency, and remote management.

PropTechHMO MortgageInterest Coverage Ratio (ICR)HMO ValuationDebt Service Coverage Ratio (DSCR)Stress TestingPRA RulesNet Rental YieldVoid Periods

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