Aldermore Bank
Aldermore is a UK specialist bank founded in 2009. They serve individuals and businesses with a range of products, including specialist buy-to-let mortgages for portfolio landlords, HMOs, and multi-unit freehold blocks.
- Specialises in complex BTL
- Manual underwriting
- Caters to portfolio landlords

4.5(1,543)
Aldermore Bank HMO Rates
£
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Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
Minimum 12 months experience required. First Time Buyers not accepted.
Credit Requirements
Adverse credit considered
Considers applicants with less than perfect credit history. Defaults, CCJs and missed payments considered on a case-by-case basis. No mortgage arrears in last 3 years.
Age Requirements
Minimum age: 21 years
Maximum age: 85 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
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