What are Landbay's HMO mortgage rates?

Landbay offers competitive HMO mortgage rates. Rates vary based on loan-to-value, borrower profile, and property type. Contact us for the latest rates and personalised quotes.

What are Landbay's borrower criteria?

Landbay accepts first-time landlords. Good credit history is typically required. Minimum age: 25 years, maximum age: 95 years.

Does Landbay accept intermediary applications?

Landbay accepts intermediary applications. All applications must be made through intermediaries.

What HMO services does Landbay offer?

Landbay offers Hmo Mortgages, Hmo Remortgages, Portfolio, Limited Company, First Time Landlord. Contact us to discuss your specific requirements and find the best solution for your property investment needs.

HMO Lenders

Landbay

Landbay is a specialist buy-to-let mortgage lender, providing a range of products for portfolio landlords, first-time landlords, and limited companies. They are known for their use of technology to streamline the application process.

HMOs and MUFBs up to 12 units
No minimum income for portfolio landlords
First-time landlords accepted

4.2(200)

HMO Services

HMO Mortgages HMO Remortgages HMO Bridging HMO Development

Landbay HMO Rates

Rates Coming Soon

We're currently updating our rates for Landbay. Check back soon or explore our current HMO mortgage options.

Browse All Rates Get Latest Rates

Borrower Criteria

Acceptable Borrowers

individual

limited Company

llp

offshore Company

Experience Requirements

First-time landlords accepted

Property investment experience required

First-time landlords accepted. For HMO/MUFB properties, applicants must have a minimum 12 months experience as a landlord.

Credit Requirements

Adverse credit considered

No adverse credit history accepted. Applicants must have a clean credit record.

Age Requirements

Minimum age: 25 years

Maximum age: 95 years

Application Channels

Accepts intermediary applications

Accepts direct applications

Source Information

Profile last updated: 10 March 2026

Status: Published

Rating from Smart Money People, not Trustpilot direct.

Frequently Asked Questions

Common questions about Landbay and their HMO mortgage services: