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Landbay
Landbay is a specialist buy-to-let mortgage lender, providing a range of products for portfolio landlords, first-time landlords, and limited companies. They are known for their use of technology to streamline the application process.
- HMOs and MUFBs up to 12 units
- No minimum income for portfolio landlords
- First-time landlords accepted
4.2(200)
Landbay HMO Rates
£
Rates Coming Soon
We're currently updating our rates for Landbay. Check back soon or explore our current HMO mortgage options.
Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
First-time landlords accepted. For HMO/MUFB properties, applicants must have a minimum 12 months experience as a landlord.
Credit Requirements
Adverse credit considered
No adverse credit history accepted. Applicants must have a clean credit record.
Age Requirements
Minimum age: 25 years
Maximum age: 95 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
Rating from Smart Money People, not Trustpilot direct.
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