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The HMO Mortgage Broker

Market Financial Solutions (MFS)

Market Financial Solutions (MFS) is a specialist bridging lender that provides fast and flexible short-term finance. They cater to complex borrowing needs, including clients with adverse credit, and can lend on a wide range of residential and commercial properties.

  • Specialist bridging finance
  • Very flexible on adverse credit
  • Fast completions

HMO Services

See our guide to HMO mortgages for criteria, valuation and how specialist lenders underwrite multi-let stock. Or compare HMO mortgage lenders side by side.

  • No:HMO Mortgages
  • No:HMO Remortgages
  • Yes:HMO Bridging
  • No:HMO Development

Market Financial Solutions (MFS) HMO Rates

Borrower Criteria

Criteria last checked 10 March 2026.

Who they lend to

  • Yes:Individuals
  • Yes:Limited companies
  • Yes:LLPs
  • Yes:Offshore companies

Experience and credit

  • Yes:First-time landlordsCan accommodate less experienced investors on a case-by-case basis.
  • Yes:No property experience needed
  • Yes:Adverse credit consideredHighly flexible on credit history. Can accommodate bankruptcies, CCJs, defaults, and arrears.
  • Yes:Borrowers aged 21 to 85

How to apply

  • Yes:Through a broker
  • Yes:Direct to the lender

Frequently Asked Questions

Common questions about Market Financial Solutions (MFS) and their HMO mortgage services.

What are Market Financial Solutions (MFS)'s HMO mortgage rates?

Market Financial Solutions (MFS) publishes HMO mortgage rates that vary by product, loan-to-value, borrower profile and property type. Ask us for a dated illustration rather than a generic headline rate.

What are Market Financial Solutions (MFS)'s borrower criteria?

Market Financial Solutions (MFS) accepts first-time landlords. Adverse credit is considered on a case-by-case basis. Minimum age: 21 years, maximum age: 85 years.

Does Market Financial Solutions (MFS) accept intermediary applications?

Market Financial Solutions (MFS) accepts intermediary applications. Direct applications are also accepted.

What HMO services does Market Financial Solutions (MFS) offer?

Market Financial Solutions (MFS) offers Hmo Bridging Finance, Portfolio, Limited Company, First Time Landlord, Bad Credit. Contact us to discuss your specific requirements and find the best solution for your property investment needs.