What are Paragon Bank's HMO mortgage rates?

Paragon Bank offers competitive HMO mortgage rates. Rates vary based on loan-to-value, borrower profile, and property type. Contact us for the latest rates and personalised quotes.

What are Paragon Bank's borrower criteria?

Paragon Bank requires experience from experienced landlords. Good credit history is typically required. Minimum age: 25 years, maximum age: 85 years.

Does Paragon Bank accept intermediary applications?

Paragon Bank accepts intermediary applications. All applications must be made through intermediaries.

What HMO services does Paragon Bank offer?

Paragon Bank offers Hmo Mortgages, Hmo Remortgages, Portfolio, Limited Company. Contact us to discuss your specific requirements and find the best solution for your property investment needs.

HMO Lenders

Paragon Bank

Paragon Bank is a specialist lender with decades of experience in the UK's buy-to-let market. They offer a wide range of mortgage products for portfolio landlords, including finance for HMOs, multi-unit blocks, and properties with complex ownership structures.

Portfolio landlord specialists
No limit on portfolio size
HMOs and MUFBs up to 20 units

4.3(5,202)

HMO Services

HMO Mortgages HMO Remortgages HMO Bridging HMO Development

Paragon Bank HMO Rates

Rates Coming Soon

We're currently updating our rates for Paragon Bank. Check back soon or explore our current HMO mortgage options.

Browse All Rates Get Latest Rates

Borrower Criteria

Acceptable Borrowers

individual

limited Company

llp

offshore Company

Experience Requirements

First-time landlords accepted

Property investment experience required

Minimum 2 years' experience as a landlord is required.

Credit Requirements

Adverse credit considered

Requires a clean credit history. No defaults or CCJs in the last 6 years.

Age Requirements

Minimum age: 25 years

Maximum age: 85 years

Application Channels

Accepts intermediary applications

Accepts direct applications

Source Information

Profile last updated: 10 March 2026

Status: Published

Featured Lender

Frequently Asked Questions

Common questions about Paragon Bank and their HMO mortgage services: