Paragon Bank
Paragon Bank is a specialist lender with decades of experience in the UK's buy-to-let market. They offer a wide range of mortgage products for portfolio landlords, including finance for HMOs, multi-unit blocks, and properties with complex ownership structures.
- Portfolio landlord specialists
- No limit on portfolio size
- HMOs and MUFBs up to 20 units

4.3(5,202)
Paragon Bank HMO Rates
£
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Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
Minimum 2 years' experience as a landlord is required.
Credit Requirements
Adverse credit considered
Requires a clean credit history. No defaults or CCJs in the last 6 years.
Age Requirements
Minimum age: 25 years
Maximum age: 85 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
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