Pepper Money

Pepper Money is a specialist lender with flexible HMO mortgage criteria, offering solutions for borrowers with complex credit histories and portfolio landlords.

Up to 75% LTV
Bad credit considered
Portfolio lending available

Pepper Money HMO Mortgage Lender - Specialist Property Finance Solutions

4.3(2,079)

HMO Services

HMO Mortgages HMO Remortgages HMO Bridging HMO Development

Pepper Money HMO Rates

Rates Coming Soon

We're currently updating our rates for Pepper Money. Check back soon or explore our current HMO mortgage options.

Browse All Rates Get Latest Rates

Borrower Criteria

Acceptable Borrowers

individual

limited Company

llp

offshore Company

Experience Requirements

First-time landlords accepted

Property investment experience required

Minimum 12 months experience as a landlord required.

Credit Requirements

Adverse credit considered

Specialist in adverse credit lending. Considers CCJs, defaults, and missed payments.

Age Requirements

Minimum age: 21 years

Maximum age: 85 years

Application Channels

Accepts intermediary applications

Accepts direct applications

Source Information

Profile last updated: 12/20/2024

Status: Published

Strong adverse credit specialist.

Need help with your HMO mortgage application?

4.9/5 (500+)

Expert application support

Rate negotiation on your behalf

Free consultation & advice

Apply Free with This HMO Lender

256-bit SSL Encrypted