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Pepper Money
Pepper Money is a specialist lender with flexible HMO mortgage criteria, offering solutions for borrowers with complex credit histories and portfolio landlords.
- Up to 75% LTV
- Bad credit considered
- Portfolio lending available
4.3(2,079)
Pepper Money HMO Rates
£
Rates Coming Soon
We're currently updating our rates for Pepper Money. Check back soon or explore our current HMO mortgage options.
Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
Minimum 12 months experience as a landlord required.
Credit Requirements
Adverse credit considered
Specialist in adverse credit lending. Considers CCJs, defaults, and missed payments.
Age Requirements
Minimum age: 21 years
Maximum age: 85 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated:
Status: Published
Strong adverse credit specialist.
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Frequently Asked Questions
Common questions about Pepper Money and their HMO mortgage services: