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The Mortgage Works
The Mortgage Works (TMW) is the specialist buy-to-let mortgage lender of Nationwide Building Society. They are one of the largest BTL lenders in the UK, offering a wide range of products for landlords, including HMO mortgages.
- Part of Nationwide Building Society
- One of the UK's largest BTL lenders
- Let to Buy and Ltd Co options
4.5(198)
The Mortgage Works HMO Rates
£
Rates Coming Soon
We're currently updating our rates for The Mortgage Works. Check back soon or explore our current HMO mortgage options.
Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
Minimum 12 months experience as a landlord required. Not for first-time buyers.
Credit Requirements
Adverse credit considered
Requires a strong credit history, in line with mainstream lending criteria.
Age Requirements
Minimum age: 18 years
Maximum age: 70 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
Reviews are generally for the parent company, Nationwide, not TMW specifically.
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