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United Trust Bank

United Trust Bank (UTB) is a specialist bank providing a wide range of funding facilities for individuals and businesses. Their property finance division offers bridging loans, development finance, and specialist buy-to-let mortgages, with a focus on non-standard cases.

  • Specialist in bridging and development finance
  • Also offers specialist BTL mortgages
  • Experienced underwriters
United Trust Bank HMO Mortgage Lender - Specialist Property Finance Solutions
4.5(1,295)

United Trust Bank HMO Rates

£

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Borrower Criteria

Acceptable Borrowers

individual
limited Company
llp
offshore Company

Experience Requirements

First-time landlords accepted
Property investment experience required

Experience is required for most products, particularly development and complex BTL.

Credit Requirements

Adverse credit considered

Will consider applicants with minor adverse credit on a case-by-case basis.

Age Requirements

Minimum age: 18 years
Maximum age: 85 years

Application Channels

Accepts intermediary applications
Accepts direct applications

Source Information

Profile last updated: 6/14/2025
Status: Published

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