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Specialist lender offering HMO and MUFB mortgages for properties with up to 12 bedrooms or units. Known for flexible products including two-year fixed, five-year fixed, and lifetime tracker mortgages with competitive rates.
We're currently updating our rates for Zephyr Homeloans. Check back soon or explore our current HMO mortgage options.
First-time landlords considered for HMO mortgages.
Standard credit requirements apply.
Recently expanded product range to include 12-bedroom HMO and MUFB mortgages. Previously limited to 6 bedrooms.
Explore other specialist HMO mortgage lenders offering similar services
Common questions about Zephyr Homeloans and their HMO mortgage services: