Skip to main content
Skip to navigation
Online4.9/5.0

Bad Credit HMO Mortgages

Post-IVA HMO Investment Success

Helped an investor secure HMO mortgage after completing an Individual Voluntary Arrangement (IVA).

Key metrics

Loan amount
£199,500
Interest rate
6.2%
Time to complete
6 weeks
Bedrooms
4
LTV
70%
Location
Leeds

The Challenge

Completing an IVA creates credit challenges, but Sarah had rebuilt her finances and wanted to restart property investment with HMO mortgages.

Our Solution

We found a specialist bad credit lender who considered Sarah's improved financial position and strong deposit rather than just credit history.

Testimonial

“After completing my IVA, I thought property investment was impossible. The specialist lender looked at my whole situation and believed in my recovery.”
Sarah Jackson, IVA Completion Investor
Share