Bad Credit HMO Mortgages
Post-IVA HMO Investment Success
Helped an investor secure HMO mortgage after completing an Individual Voluntary Arrangement (IVA).

Key metrics
- Loan amount
- £199,500
- Interest rate
- 6.2%
- Time to complete
- 6 weeks
- Bedrooms
- 4
- LTV
- 70%
- Location
- Leeds
The Challenge
Completing an IVA creates credit challenges, but Sarah had rebuilt her finances and wanted to restart property investment with HMO mortgages.
Our Solution
We found a specialist bad credit lender who considered Sarah's improved financial position and strong deposit rather than just credit history.
Testimonial
“After completing my IVA, I thought property investment was impossible. The specialist lender looked at my whole situation and believed in my recovery.”
Free initial review
Speak to an HMO specialist
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Call 0203 970 4113