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HMO Success After Credit Recovery
Helped an investor rebuild their portfolio with an HMO purchase after recovering from past credit issues.
Key Metrics
£224,000
Loan Amount
5.5%
Interest Rate
7 weeks
Time to Complete
4
Bedrooms
70%
LTV
Birmingham
Location
£224,000
Loan Amount
5.5%
Interest Rate
7 weeks
Time to Complete
4
Bedrooms
70%
LTV
Birmingham
Location
The Challenge
Robert had past credit issues but had rebuilt his credit score over the last 3 years. He needed a lender who would look beyond his credit history and consider his strong rental track record.
Our Solution
We found a specialist lender who considered Robert's overall financial position and property experience. We provided detailed documentation of his rental income and property management experience.
Testimonial
"After my credit issues, I thought HMO investment was off the table. The team found a lender who looked at my whole story, not just my credit score. This property is the start of rebuilding my portfolio."
RT
Robert Taylor
Recovering Investor