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Bad Credit HMO Mortgages
HMO Success After Credit Recovery
Helped an investor rebuild their portfolio with an HMO purchase after recovering from past credit issues.
Key metrics
- Loan amount
- £224,000
- Interest rate
- 5.5%
- Time to complete
- 7 weeks
- Bedrooms
- 4
- LTV
- 70%
- Location
- Birmingham
The Challenge
Robert had past credit issues but had rebuilt his credit score over the last 3 years. He needed a lender who would look beyond his credit history and consider his strong rental track record.
Our Solution
We found a specialist lender who considered Robert's overall financial position and property experience. We provided detailed documentation of his rental income and property management experience.
Testimonial
“After my credit issues, I thought HMO investment was off the table. The team found a lender who looked at my whole story, not just my credit score. This property is the start of rebuilding my portfolio.”
Free initial review
Speak to an HMO specialist
30+ specialist lenders compared. Open 8am to 8pm, Monday to Saturday.
4.9/5on Google
Call 0203 970 4113