Multi Unit Freehold
Bristol Multi-Unit Freehold: Six Self-Contained Flats
Financed a freehold block with six self-contained units, each let on separate ASTs, under one specialist multi-unit HMO mortgage.

Key metrics
- Loan amount
- £665,000
- Interest rate
- 5.0%
- Time to complete
- 10 weeks
- Bedrooms
- 12
- LTV
- 70%
- Location
- Bristol
The Challenge
The block had mixed tenancy histories and required confirmation that each unit met fire separation standards. High-street lenders treated it as commercial only.
Our Solution
We secured a multi-unit freehold specialist lender, arranged a valuer experienced in block HMOs, and presented consolidated rental income with void assumptions per unit.
Testimonial
“Having six income streams under one freehold title is powerful, but only if the lender understands the asset. This team found lenders who actually fund blocks like ours.”
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Call 0203 970 4113