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Bristol Multi-Unit Freehold: Six Self-Contained Flats
Financed a freehold block with six self-contained units, each let on separate ASTs, under one specialist multi-unit HMO mortgage.
Key Metrics
£665,000
Loan Amount
5.0%
Interest Rate
10 weeks
Time to Complete
12
Bedrooms
70%
LTV
Bristol
Location
£665,000
Loan Amount
5.0%
Interest Rate
10 weeks
Time to Complete
12
Bedrooms
70%
LTV
Bristol
Location
The Challenge
The block had mixed tenancy histories and required confirmation that each unit met fire separation standards. High-street lenders treated it as commercial only.
Our Solution
We secured a multi-unit freehold specialist lender, arranged a valuer experienced in block HMOs, and presented consolidated rental income with void assumptions per unit.
Testimonial
"Having six income streams under one freehold title is powerful, but only if the lender understands the asset. This team found lenders who actually fund blocks like ours."
HVI
Harbour View Investments
Portfolio Investor