Portfolio HMO Mortgages
Portfolio Expansion: 10-Property HMO Portfolio
Secured portfolio financing for an experienced landlord expanding their HMO portfolio across Birmingham.

Key metrics
- Loan amount
- £2,100,000
- Interest rate
- 3.8%
- Time to complete
- 8 weeks
- Bedrooms
- 45
- LTV
- 75%
- Location
- Birmingham (various)
The Challenge
David wanted to refinance his existing 7-property portfolio and add 3 new HMO properties. Traditional lenders were hesitant due to the portfolio size and concentration in Birmingham.
Our Solution
We arranged a portfolio mortgage solution with a specialist commercial lender, structuring the deal to include both existing properties and new acquisitions. This provided better rates and simplified management.
Testimonial
“The portfolio approach saved me significant time and money. Having one mortgage across multiple properties simplified my finances and improved my cash flow substantially.”
Free initial review
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Call 0203 970 4113