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Portfolio HMO Mortgages

Portfolio Expansion: 10-Property HMO Portfolio

Secured portfolio financing for an experienced landlord expanding their HMO portfolio across Birmingham.

Key metrics

Loan amount
£2,100,000
Interest rate
3.8%
Time to complete
8 weeks
Bedrooms
45
LTV
75%
Location
Birmingham (various)

The Challenge

David wanted to refinance his existing 7-property portfolio and add 3 new HMO properties. Traditional lenders were hesitant due to the portfolio size and concentration in Birmingham.

Our Solution

We arranged a portfolio mortgage solution with a specialist commercial lender, structuring the deal to include both existing properties and new acquisitions. This provided better rates and simplified management.

Testimonial

“The portfolio approach saved me significant time and money. Having one mortgage across multiple properties simplified my finances and improved my cash flow substantially.”
David C, Experienced Portfolio Landlord
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