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Latest insights, guides, and updates about HMO mortgages, property investment, and the UK housing market.

All Articles(255)HMO Mortgages(92)HMO Remortgages(9)HMO Development Finance(7)HMO Bridging Finance(11)Limited Company HMO Mortgages(6)Commercial HMO Mortgages(10)
255 articles found
Gatehouse Bank Reduces Buy-to-Let Rental Rates for Overseas Investors - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Gatehouse Bank Reduces Buy-to-Let Rental Rates for Overseas Investors

Gatehouse Bank, a Shariah-compliant UK bank, has announced a reduction in its rental rates across its two-year fixed-term Buy-to-Let (BTL) Purchase Plans for UK Expats and International Residents. This move aims to make Shariah-compliant property finance more accessible for overseas investors. The rental rate reduction is 0.12% and applies to both standard and green two-year […]

Rates
Roma Finance Secures £100m NatWest Funding Line to Scale Lending Capacity - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Roma Finance Secures £100m NatWest Funding Line to Scale Lending Capacity

Roma Finance, a specialist lender known for its tailored property finance solutions, has announced a significant development by securing a new £100 million funding line with NatWest. This strategic facility is set to enable Roma Finance to substantially scale its loan book, increasing its total lending capacity to an impressive £400 million. This new funding […]

HMO Mortgages
The Mortgage Works Eases Buy-to-Let Rules, Expanding Access for Landlords - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

The Mortgage Works Eases Buy-to-Let Rules, Expanding Access for Landlords

The Mortgage Works (TMW), a leading buy-to-let lender, has announced significant changes to its lending criteria, easing rules to broaden access for landlords seeking finance. These updates aim to respond directly to landlord demand and valuable insights from mortgage brokers. A key change is the removal of the requirement for all mortgage applicants to hold […]

HMO Licensing
The Mortgage Works Cuts Stress Rates to Boost Landlord Affordability - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

The Mortgage Works Cuts Stress Rates to Boost Landlord Affordability

The Mortgage Works (TMW), a leading buy-to-let lender, has announced a significant reduction to its affordability stress rate, a move designed to enhance borrowing capacity for landlords across various property types. Effective immediately, TMW has reduced its stress rate by 0.50% for new buy-to-let applications up to 65% loan-to-value (LTV). This change applies specifically to […]

HMO Mortgages
UTB Mortgages Slashes Buy-to-Let Rates by up to 1.76% - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

UTB Mortgages Slashes Buy-to-Let Rates by up to 1.76%

United Trust Bank (UTB) Mortgages has announced significant rate reductions across its entire buy-to-let (BTL) mortgage range, with cuts reaching as much as 1.76%. This move aims to provide more competitive financing options for specialist landlords. The new five-year fixed rates now start from 4.99% for single dwelling assured shorthold tenancy (AST) products, making long-term […]

HMO Mortgages
Shawbrook Reduces Rates Across The Mortgage Lenderand Bluestone Mortgages Brands - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Shawbrook Reduces Rates Across The Mortgage Lender (TML) and Bluestone Mortgages Brands

Shawbrook Retail Mortgages has announced a fresh round of rate reductions across its two key brands, The Mortgage Lender (TML) and Bluestone Mortgages, aiming to further support homebuyers and landlords. For The Mortgage Lender (TML): TML has reduced its residential fixed rates by up to 0.35% for both two-year and five-year terms on purchase and […]

HMO Mortgages
Shawbrook Boosts Criteria for New and Portfolio Landlords, Broadening Access - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Shawbrook Boosts Criteria for New and Portfolio Landlords, Broadening Access

Shawbrook, a leading specialist bank, has announced a series of significant enhancements to its lending criteria, designed to support both new and experienced professional landlords in growing and diversifying their property portfolios. These changes reflect Shawbrook’s commitment to adapting to evolving market demands and supporting various investment strategies. One key update sees Shawbrook removing previous […]

Portfolio HMO Mortgages
Pepper Money Launches Dedicated HMO Mortgage Product for Landlords - HMO property investment and mortgage finance illustration
Content last updated: 23/03/2026Content freshness: Standard content

Pepper Money Launches Dedicated HMO Mortgage Product for Landlords

Pepper Money, a specialist mortgage lender, has introduced a new dedicated mortgage product specifically designed for landlords of Houses in Multiple Occupation (HMOs). This new offering aims to provide targeted support for investors navigating the complexities of the HMO market. The new product is available to individual landlords and limited companies who have at least […]

HMO Mortgages
Keystone Property Finance Cuts Rates Across Multiple Product Ranges - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Keystone Property Finance Cuts Rates Across Multiple Product Ranges

Keystone Property Finance has announced significant rate reductions across a wide selection of its mortgage products, with cuts of up to 15 basis points (bps). These adjustments aim to enhance the competitiveness of its offerings for property investors. The rate reductions apply to several key ranges, including Standard, Specialist, Cashback, Ex-pat, and Holiday Let products. […]

Rates
Together Unveils New Semi-Commercial Loan Range for Landlords and Investors - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Together Unveils New Semi-Commercial Loan Range for Landlords and Investors

Together, a leading specialist lender, has introduced a new semi-commercial loan product designed to support landlords and investors in the acquisition and refinancing of mixed-use properties. This new offering aims to cater to the growing demand for flexible financing in properties that combine residential and commercial elements. The new semi-commercial loan features a competitive variable […]

Commercial HMO Mortgages
Molo Slashes Buy-to-Let Rates to as Low as 2.83% - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Molo Slashes Buy-to-Let Rates to as Low as 2.83%

Molo Finance, a prominent digital buy-to-let lender, has announced significant reductions across its mortgage pricing, with standard two-year fixed rates now starting at a highly competitive 2.83%. These rate cuts, which are up to 0.2%, reflect evolving market conditions and Molo’s commitment to offering attractive financing options for landlords. For those seeking longer-term stability, Molo’s […]

Rates
Molo Reduces HMO and MUFB Mortgage Rates by 0.15% - HMO mortgage guide illustration
Content last updated: 23/03/2026Content freshness: Standard content

Molo Reduces HMO and MUFB Mortgage Rates by 0.15%

Molo Finance, a specialist mortgage lender, has announced a notable reduction of 0.15% on its Houses in Multiple Occupation (HMO) and Multi-Unit Freehold Block (MUFB) buy-to-let mortgage rates for UK residents. This move aims to enhance affordability and support landlords operating in the specialist buy-to-let sector. Following these adjustments, Molo’s two-year fixed rates for HMO […]

HMO Mortgages
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