Molo Finance
Molo is the UK's first fully digital mortgage lender, offering a faster and more convenient buy-to-let mortgage experience. They provide a range of products for individual and limited company landlords directly through their online platform.
- Fully online mortgage process
- Fast decisions
- HMOs up to 12 rooms

4.5(2,871)
Molo Finance HMO Rates
£
Rates Coming Soon
We're currently updating our rates for Molo Finance. Check back soon or explore our current HMO mortgage options.
Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
Minimum 12 months experience as a BTL landlord required for HMO products.
Credit Requirements
Adverse credit considered
A good credit history is required. Not suitable for applicants with recent adverse credit.
Age Requirements
Minimum age: 25 years
Maximum age: 85 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
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