What are Together's HMO mortgage rates?

Together offers competitive HMO mortgage rates. Rates vary based on loan-to-value, borrower profile, and property type. Contact us for the latest rates and personalised quotes.

What are Together's borrower criteria?

Together accepts first-time landlords. Adverse credit is considered on a case-by-case basis. Minimum age: 18 years, maximum age: 85 years.

Does Together accept intermediary applications?

Together accepts intermediary applications. Direct applications are also accepted.

What HMO services does Together offer?

Together offers Hmo Mortgages, Hmo Remortgages, Hmo Bridging Finance, Portfolio, Limited Company, Bad Credit, First Time Landlord. Contact us to discuss your specific requirements and find the best solution for your property investment needs.

HMO Lenders

Together

Together has been providing specialist finance for over 45 years. They take a common-sense approach to lending, offering a wide range of products including personal mortgages, buy-to-let, bridging finance, and auction finance, often for borrowers with unconventional circumstances.

45+ years of experience
Common-sense approach to underwriting
Wide product range including BTL and Bridging

4.3(10,801)

HMO Services

HMO Mortgages HMO Remortgages HMO Bridging HMO Development

Together HMO Rates

Rates Coming Soon

We're currently updating our rates for Together. Check back soon or explore our current HMO mortgage options.

Browse All Rates Get Latest Rates

Borrower Criteria

Acceptable Borrowers

individual

limited Company

llp

offshore Company

Experience Requirements

First-time landlords accepted

Property investment experience required

Welcomes applications from first-time landlords.

Credit Requirements

Adverse credit considered

Highly experienced in lending to applicants with poor credit, including CCJs, defaults, and arrears.

Age Requirements

Minimum age: 18 years

Maximum age: 85 years

Application Channels

Accepts intermediary applications

Accepts direct applications

Source Information

Profile last updated: 10 March 2026

Status: Published

Featured Lender

Frequently Asked Questions

Common questions about Together and their HMO mortgage services: