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Vida Homeloans
Vida Homeloans is an intermediary-only specialist mortgage lender. They offer a range of residential and buy-to-let products designed for borrowers with complex financial situations, including those with impaired credit or non-standard income.
- Specialist in adverse credit
- HMOs and MUFBs up to 15 bedrooms
- Tiered product range for different credit profiles
4.5(1,883)
Vida Homeloans HMO Rates
£
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Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
First-time landlords are considered, but must have owned a residential property for at least 12 months.
Credit Requirements
Adverse credit considered
Core specialism is adverse credit, with products designed to handle historic CCJs, defaults, arrears, and debt management plans.
Age Requirements
Minimum age: 21 years
Maximum age: 85 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
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