Hampshire Trust Bank (HTB)
Hampshire Trust Bank (HTB) is a specialist bank focused on providing financing to UK businesses and individuals. Their property finance division offers specialist mortgages for HMOs, MUFBs and semi-commercial properties, as well as development finance.
- No maximum number of rooms for HMOs
- No maximum age for experienced landlords
- Lends to individuals, companies, expats and trusts

4.5(1,745)
Hampshire Trust Bank (HTB) HMO Rates
£
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Borrower Criteria
Acceptable Borrowers
individual
limited Company
llp
offshore Company
Experience Requirements
First-time landlords accepted
Property investment experience required
Must be an experienced property investor. Not suitable for first-time buyers or first-time landlords.
Credit Requirements
Adverse credit considered
Minor adverse credit considered. No bankruptcy/IVA in last 6 years. No mortgage arrears in last 36 months.
Age Requirements
Minimum age: 21 years
Maximum age: 99 years
Application Channels
Accepts intermediary applications
Accepts direct applications
Source Information
Profile last updated: 6/14/2025
Status: Published
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